Second Chance Car Finance matched you with a lender or dealer group that can help you to get approved for car finance. We are dedicated to simplifying the process of matching you with a qualified second chance dealership and lenders that want to help customers with bad credit. We match you with a lender or dealership in your area that is eager to
speak with you about your application.
• Dealerships that have financing that can get even the worst credit scores and situations financing
• Simple Payments - A payment plan that meets your budget
• We work with you - We want to match you with the best loan to help you through this time.
• Rebuild your Credit - All credit agencies will review your loan status and if positive, increase your credit
There is no minimum credit score to submit an application with
Second Chance Car Finance. Submitted applications are matched with lenders in
your area based on the lender’s subjective ranges for acceptable
credit scores. Second Chance Car Financing works with many lenders who specialize
in loans available to those with bankruptcies or bad credit.
Once you are matched with a lender, they will call you to set up a
meeting regarding your loan. Your preparation for this meeting is
essential in accelerating the loan approval process. We recommend
having the following prepared prior to your appointment:
Credit Report lookup – Get a
credit report on yourself
Reference Checks – Organize a list of your references with the
name, phone number, and address of each person
Co Applicant Requests – Have the contact information available for
a co-applicant, should one be required.
Other items to prepare:
Trade Ins – If you are planning to trade in your vehicle, make
sure that it is clean and in good running condition.
Realistic Monthly Payments– Make sure that you are deciding on a
financial payment plan that is manageable for your income. Use our Car Loan Calculator to find a payment that you can afford.